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Banking & Payment solutions

We offer banking & payment solutions to thriving financial services providers. Our modern banking solution suite has been availed to Banks, Micro Finance Institutions and Credit & Savings Co-operatives.



This solutions package include:

C-PAY Credit Score is a role based, user friendly enterprise risk management system that allows any and all lending companies to monitor and evaluate client account performance. The Credit Rating & Scoring System is designed to increase consistency by identifying and flagging high risk events and enhancing decision making procedures for loan financiers and financial houses.

The C-PAY Credit Management System (CMS) is a robust and highly scalable system designed to automate the loan management life cycle of a financial service provider. The system is highly modularized and can be used as a complete end to end application or clients can pick the modules that they need and these will be interfaced with other existing third-party systems to provide the required business process.

The C-PAY Fx, is a state of the art, modular based software developed for use by various currency exchange institutions or licensed bureau de change operators. The solution covers the end to end operations from the teller module with teller proof functionality for the end of day cash control through a reconciliation report.

C-PAY SACCO is a cutting edge modular based solution developed for Savings and Credit Cooperative Societies which fully automates all management, administrative, share register, credit and loans processes of a SACCO.

The C-PAY Insta-mobile loan origination system provides a front-end system for Micro Finance Institutes on which borrowers (MFI clients) can access instant mobile loans through a seamless automated end-to-end straight through process that is integrated to the Core Banking system (Credit Management System). The system has USSD, mobile App and online

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Company Secretary

Bachelor of Laws Degree; BA (Economics and Law)

Miss Fadzayi Pedzisayi joined the Escrow Group as the Executive Assistant – Legal in early 2016. She is a Rhodes University Graduate, with a Bachelor of Laws Degree as well as a Bachelor of Arts Degree (Economics and Law). She is an admitted Legal Practitioner of the High Court of Zimbabwe. Fadzayi is studying towards a Diploma in Executive Enterprise Risk Management. Fadzayi also serves as secretary to the Board of the Financial Securities Exchange and is responsible for legal and regulatory compliance for the overall Group.

Head of Sales and Marketing

B.Com Entrepreneurship & Business Management (CUT), Digital Marketing (Stellenbosch)

Eliah has gained over seven years’ hands on experience working with progressive Technology and telecommunications companies including Econet Wireless Zimbabwe in the capacity of Product Development, Account Management, Market Research and Brand Management. Possess extensive skills in Marketing Strategy Formulation and Implementation, Business Communications and Brand Management.

Finance and Administration


Mennard heads our Finance and Administration Department. He is in charge of general administration, accounting and financial reporting, supported by over 10 years of experience gained through several roles  that he played in the administration and accounting field prior to joining Corpserve. Mennard is a qualified Chartered Secretary and is currently studying towards an ACCA qualification.

Head – Group Business Development

Bachelor of Commerce (Economics) – UNISA.

Setfree Nhapi is Head of Business Development for the Escrow Group.  Before joining the group, Setfree was the Country Manager of Corpserve  Zambia, the largest registrar (by market share) in Zambia and part of  the Escrow Group. Setfree been exposed to capital markets extensively,  mostly in the Sub Saharan Africa. He has witness numerous capital market transactions in his career to date, where he played significant roles. Before joining Corpserve in 2003, Setfree was working for Renaissance Securities, a Zimbabwean Stockbroking firm, as a back-office manager. His regional experience helped transform the operations of Corpserve Zambia and in his tenure as Country Manager for Corpserve, he successfully clinched several Capital Market transactions deals for Corpserve. His passion for the capital markets resulted in the creation of a strong Corpserve Zambia brand driven by innovative ideas and supported by appropriate technology.

Managing Director – Escrow Systems

BSc in Computer Science; Postilion Payments Certificate and Dell Certifications. Project Management Certificate (PMIZ)

Simbarashe leads a team of professional Microsoft certified developers and an experienced IT support team. He has vast experience in
clearing and settlement messaging and integration using the SWIFT system. Simbarashe is a Systems Analyst, Designer, Developer and Support Specialist with over 10 years’ experience in delivering business solutions to the financial sector. He is a holder of a Bachelor of
Science Degree in Computer Science, a Postilion Payments Certificate and Dell Certifications and is currently studying for a Master of Commerce in Strategic Management and Corporate Governance.

General Manager – FINSEC


Garikayi is the General Manager of the Financial Securities Exchange Pvt Ltd (FINSEC). He joined Corpserve Registrars in 2010 as the Compliance and Performance Management Executive having spent more than 15 years with an international commercial bank. Garikayi is an associate member of the Institute of Bankers of Zimbabwe and a holder of a Bachelor of Commerce degree from the University of South Africa.

Managing Director – Corpserve

AC Diploma in Corporate Management

Paradzai leads the Group Operations, his areas of expertise include Operations and Project Management; Human Resources Management as well as Risk and Compliance Management. Paradzai has worked on various projects including Initial Public Offers, Capitalisation Issues for both listed and non-listed entities. Paradzai is currently studying towards an IAC Diploma in Corporate Management. He has over 20 years’ experience in fields of Operations and Project Management; Human Resources Management as well as Risk and Compliance Management. The majority of his experience gained at Standard Chartered Bank as Operations Manager.

Chief Operating Officer

Bachelor of Science Economics Honours; PB (SA)

Blessing Chipfunde has 17 years of experience in the securities industry and has extensively operated in much of east and southern Africa participating in numerous transactions including public equity and debt issues. Blessing has previously served as Assistant General Manager of Custody and Registrar Services in Kenya and has also served the Escrow Group in various capacities including as Deputy Managing Director of Corpserve Registrars


LLB, University of Nairobi

Laureen is an Advocate of the High Court of Kenya having earned admission to the bar in 2007. Laureen served as Senior Manager, Legal and Compliance at Custody & Registrars Limited (C&R), and is currently Chief Executive Officer of CDSCR. She possesses deep knowledge
in capital markets and has advised clients on such issues as IPOs, Bonus Issues, and Rights Issues etc.


MSc. Finance; MBA; ACCA Dip FM;

Collen Tapfumaneyi is the founder and Group Chief Executive Officer of the Escrow Group comprising Financial Securities Exchange, Corpserve Registrars and Escrow Systems. He was previously CEO of Custody and Registrar Services Limited (Kenya) following the acquisition of the company from Barclays Bank of Kenya. Collen has a long and successful track record in the capital markets and as a provider of capital marketsand financial services solutions in Africa.


Bachelor’s Degree in Economics, Post Graduate Diploma, Master’s Degree in Economics

Michael is an investment banker with broad and extensive experience  in originating and structuring capital markets and financial solutions. A qualified Economist, he has over 20 years experience in government; management consultancy, commercial banking and investment banking. He has held senior positions with Commercial Bank of Africa and was a Senior Consultant for Deloitte and Touché.